France Implements New Policy Changes on Savings, Tolls, and Air Travel Refunds

New Measures Take Effect Across France

As of February 1, 2026, France has implemented a series of new policy changes impacting personal finance, transportation, and consumer rights. These measures include adjustments to the popular Livret A savings account interest rate, an increase in motorway tolls, and a revised, more complex procedure for airline ticket refunds. The changes are set to affect millions of residents across the country.

Livret A Interest Rate Sees Reduction

The interest rate for France's widely used Livret A savings account has been reduced from 1.7% to 1.5%, effective February 1, 2026. This adjustment is primarily attributed to the low inflation rates recorded in 2025. Despite the decline, authorities opted to set the rate slightly higher than the forecasted 1.4%, aiming to safeguard household purchasing power. The Livret A is a regulated and tax-free savings account, with over 50 million accounts currently held in France. Interest on these accounts is calculated twice monthly, on the 1st and 15th. Concurrently, the interest rate for the Livret d'épargne populaire (LEP), an alternative savings account for lower-income households, has also decreased from 2.7% to 2.5%.

Motorway Tolls Increase Nationally

Motorists in France will face higher costs as motorway tolls have increased by an average of 0.87%, also effective February 1, 2026. Some reports indicate an average increase of 0.86%. This increase, while varying between 0.82% and 1.41% depending on the specific motorway and operating company, is considered one of the most modest adjustments since 2021. It remains below the Bank of France's projected inflation rate of 1.3% for 2026. The tariff adjustments are consistent with long-term concession agreements that link tolls to inflation and planned infrastructure investments. For instance, tolls on the APRR and AREA networks have risen by 0.94% and 0.95% respectively. It is noted that approximately 45% of the toll price comprises state taxes.

Airline Ticket Refund Process Becomes More Complex

Travelers seeking refunds for cancelled or significantly delayed airline tickets will encounter a more intricate process starting February 7, 2026. The new procedure mandates that passengers first engage in a mediation process before they can file an individual lawsuit, a departure from the previous system where direct petitioning of a local court was possible. This change is expected to make the refund claim process more time-consuming and potentially more costly for complainants, as it may necessitate the involvement of a judicial officer. While general airline policies for 2026 often stipulate cash refunds within seven business days for credit card purchases and 20 calendar days for other payment methods, the specific French regulation focuses on the procedural steps required to pursue a claim.