LLB Group Reports Stable Net Profit of CHF 166.5 Million for 2025 Amidst Growth in Business Volume and Client Assets

Strong Financial Performance in a Dynamic Environment

The LLB Group, Liechtenstein's longest-established financial institution, has reported a consolidated net profit of CHF 166.5 million for the 2025 financial year. This result matches the previous year's profit, achieved despite incurring CHF 10 million in integration costs related to the full-year consolidation of ZKB Österreich. The Group's diversified business model, consistent implementation of its ACT-26 strategy, and targeted growth initiatives were cited as key drivers for this performance.

Significant Growth in Business Volume and Client Assets

In 2025, the LLB Group saw its business volume exceed the CHF 125 billion mark for the first time, reaching CHF 125.9 billion as of December 31, 2025, representing a 10.9% increase. Client assets under management also experienced substantial growth, climbing by 12.2% to CHF 108.9 billion. Of this increase, CHF 3.2 billion was directly attributable to the acquisition of ZKB Österreich.

Further highlights from the Group's performance include:

• Net new money inflows: CHF 3.7 billion, corresponding to a growth rate of 3.8%.
• Net new loans: CHF 540 million, reflecting a growth rate of 3.3%.
• Operating income: Increased by 8.1% to CHF 611.6 million.
• Operating expenses: Rose to CHF 410.4 million, an 11% increase, primarily due to the ZKB Österreich integration.

Strategic Implementation and Capital Strength

Chairman of the Board, Georg Wohlwend, commented on the results, stating, 'In 2025, the consistent implementation of our ACT-26 strategy showed positive results and sustainably strengthened the LLB Group's position. The fact that we again achieved a solid business result in a continuing challenging environment testifies to the resilience of our business model.' The Group's capitalisation remained robust, with a Tier 1 ratio of 19.0%. The Board of Directors will propose a stable dividend of CHF 2.80 per share at the upcoming General Meeting of Shareholders.

Outlook and Corporate Structure

The LLB Group, with its majority share capital held by the Principality of Liechtenstein, is listed on the SIX Swiss Exchange under the symbol LLBN. It provides comprehensive wealth management services, including universal banking, private banking, asset management, and fund services. The Group is preparing to unveil a successor strategy to its ACT-26 initiative in autumn 2026, as it continues to navigate a dynamic global financial landscape.