Deutsche Bank and Postbank Fully Launch Wero Digital Payment App for European Transactions

Full Functionality of Wero App Now Available

Deutsche Bank and Postbank have officially rolled out the full range of functions for the new Wero digital payment app to their clients. As of December 17, 2025, customers of both banks can utilize Wero for real-time money transfers to family and friends across Europe, as well as for payments in participating online shops. While Postbank clients have had access to person-to-person (P2P) transfers via Wero since November 2024, the latest update now includes the e-commerce function for them, and marks the first time the complete feature set is available for Deutsche Bank customers.

A Unified European Payment Solution

Wero is a key initiative of the European Payments Initiative (EPI), an association comprising 16 major European banks and payment service providers. The overarching goal of Wero is to establish a unified, sovereign mobile payment service and digital wallet across Europe, aiming to reduce reliance on non-European payment solutions. The service was initially launched by EPI in Germany in July 2024, followed by France in September 2024 and Belgium in November 2024, with availability also extending to the Netherlands and Luxembourg.

Key Features and User Benefits

The Wero app offers a range of functionalities designed for convenience and security:

• Real-time Transfers: Users can send and receive money to and from contacts across Europe in as little as 10 seconds.
• Online Payments: The app facilitates payments in participating online shops.
• Direct Account Linking: Wero is directly linked to the user's current account at Deutsche Bank or Postbank, eliminating the need for a separate top-up. Amounts are debited or credited instantly.
• Simplified Transactions: Money can be sent using just a phone number, a personal QR code, or an email address, removing the need for IBAN and BIC details.
• Cost-Free: There are no fees for sending or receiving money through the app.
• Multi-Account Support: Users can easily add multiple bank accounts to the app.

Deutsche Bank and Postbank collectively serve approximately 19 million customers in Germany who have online banking access and can now utilize Wero.

Future Expansion and Strategic Vision

The functionality of the Wero app is set to expand further. Future plans include the management of recurring payments, such as subscriptions, and payments at the point-of-sale in brick-and-mortar retail. Additional value-added services like installment payments ('Buy Now, Pay Later'), integration of merchant loyalty programs, and tools for managing shared expenses are also in preparation.

Dominik Hennen, Head of Personal Banking at Deutsche Bank, stated, 'Wero is a decisive step towards a unified European payment landscape. We offer our clients an innovative solution that simplifies private and e-commerce payments even across national borders.' Martina Weimert, CEO of EPI Company, added, 'The launch of Wero by Deutsche Bank in Germany is a strong signal for the reachability and market penetration in Germany. This marks an important step toward a truly European payment solution.' The integration of Wero into the existing mobile banking apps of Deutsche Bank and Postbank is planned for a later date.