Dell Founders Pledge $6.25 Billion to 'Trump Accounts' for 25 Million American Children

Historic Philanthropic Commitment Announced

Michael Dell, founder and CEO of Dell Technologies, and his wife, Susan Dell, announced on Tuesday, December 2, 2025, a monumental pledge of $6.25 billion to fund investment accounts for 25 million American children. This significant contribution is directed towards the newly established 'Trump Accounts' initiative, marking one of the largest single private commitments ever made to children in the United States.

The announcement was made at the White House, where President Donald Trump welcomed the multi-billion-dollar pledge, calling it an 'amazing act'. The Dells' donation is intended to work in tandem with a federal program, expanding its reach to a broader demographic of American youth.

Understanding 'Trump Accounts'

The 'Trump Accounts' are tax-advantaged investment accounts for children, established under President Donald Trump's 'One Big Beautiful Bill Act', which was signed into law on July 4, 2025. The program aims to provide a financial head start for the next generation, encouraging savings for future endeavors such as education, job training, home ownership, or other long-term financial goals.

Key features of the 'Trump Accounts' include:

• A one-time $1,000 government seed deposit from the U.S. Treasury for children born between January 1, 2025, and December 31, 2028.
• Funds must be invested in index funds that track the overall stock market.
• Annual contributions of up to $5,000 can be made by parents and other relatives, with employers able to contribute up to $2,500 annually for their employees' children.
• Withdrawals are restricted until the child reaches 18 years of age, at which point the account converts to a traditional IRA.

Dell's Targeted Impact

The Dells' $6.25 billion pledge will specifically seed 25 million additional accounts with an initial deposit of $250 each. This portion of the initiative is primarily aimed at children aged 10 and under who were born before January 1, 2025, and thus do not qualify for the federal government's $1,000 seed contribution.

To maximize impact, the Dells' deposits will prioritize children residing in ZIP codes with a median household income of $150,000 or less. Michael Dell stated, 'If there's one investment that never stops growing, it's investing in children. They are our future.' Susan Dell added that they want children to know 'not only do their families care, but their communities care, their government, their country cares about them.' The Dells also indicated that if funds remain after the initial sign-up period, children older than 10 may also benefit.

A Call for Broader Participation

The Dells' philanthropic effort, announced on GivingTuesday, is expected to encourage other businesses and philanthropists to contribute to the 'Trump Accounts' program. The Michael & Susan Dell Foundation, established in 1999, has a long history of supporting children's issues globally, focusing on education, health, and economic opportunity. This latest commitment underscores their continued dedication to fostering long-term success and financial stability for American children.